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Home » 12 Best Stripe Alternatives 2025: Looking For Better Options?

12 Best Stripe Alternatives 2025: Looking For Better Options?

PayPal, Square, Adyen, Braintree, Authorize.Net, 2Checkout, Skrill, Payoneer, Worldpay, Wise, BlueSnap, and WePay are popular Stripe alternatives. These platforms offer robust payment processing solutions for businesses.

Looking for a powerful payment processing solution but feel Stripe isn’t the perfect fit? You’re not alone. While Stripe is celebrated for its flexible API and extensive features, it may not cater to every business’s specific needs, especially for those seeking lower fees, enhanced international capabilities, or unique features for in-person sales.

Whether you’re looking for a more affordable option, better support for global payments, or specialized solutions for small businesses, exploring Stripe alternatives could be the key to finding the perfect fit for your payment needs.

In this post, we’ll spotlight the 12 Best Stripe Alternatives & Stripe Competitors for 2024. Each alternative offers unique strengths, from low-cost international transfers to robust POS systems for retail. 

12 Best Stripe Alternatives 2024 Looking For Better Options - stripe competitors - stripe alertnative - alternatives to stripe - companies like stripe | brandvsalternate.com

Introduction To Payment Processors

Stripe is a popular payment processor, but it’s not the only option. Payment processors are crucial for businesses that want to accept online payments. They handle the transactions between a buyer’s bank and the seller’s bank. This process ensures secure and seamless payments. Exploring alternatives to Stripe can help you find a better fit for your business needs and budget.

Why Consider Stripe Alternatives?

While Stripe is a powerful and versatile payment processor, there are several reasons you might explore alternatives that better suit your business’s needs:

Why Consider Stripe Alternatives - stripe competitors - stripe alertnative - alternatives to stripe - companies like stripe | brandvsalternate.com

These features help you choose a payment processor that fits your business needs. Evaluate each feature carefully to find the Best Alternative to Stripe.

The Overall Rankings (Compared & Tested)

Benefit from our expert insights and find top Stripe Alternatives companies tailored to your needs

Brands Overall Rating Processing Fees Best For
paypal logo
9.8 /10
2.9% plus 30 cents online
Small to medium businesses
Square logo
9.7 /10
2.6% plus 10 cents in-person
Retailers and small businesses
Adyen logo
9.6 /10
Interchange plus 10 cents
Large, global enterprises
Braintree logo
9.7 /10
2.9% plus 30 cents
Digital businesses and SaaS
Authorize.net logo
9.6 /10
2.9% plus 30 cents
E-commerce and phone order businesses
2CheckOut logo
9.6 /10
3.5% plus 35 cents
International e-commerce
Skrill logo
9.4 /10
2.9% per transaction
Freelancers and online sellers
payoneer logo
9.3 /10
3% on credit cards
Freelancers and remote teams
Worldpay logo
8.8 /10
2.7% plus 10 cents
Established brick-and-mortar stores
Wise logo
9.7 /10
0.4% to 1.5% per transfer
Small businesses with global clients
BlueSnap logo
8.5 /10
2.9% plus 30 cents
Subscription-based businesses
wepay logo
8.5 /10
2.9% plus 30 cents
U.S.-based businesses with Chase

Best Stripe Competitors & Alternatives of 2024

#1. PayPal

When it comes to payment processing, PayPal is a top choice. With years in the industry, it allows businesses of all sizes to accept payments in various ways, making it ideal for freelancers, small businesses, and large companies.

PayPal’s gateway service enables easy online transactions with a hosted checkout page, while PayPal Here supports in-person payments. Known for simple setup, fees comparable to Stripe, and a user-friendly app, PayPal makes handling payments flexible and smooth.

PayPal Dashboard - Payment Processor - BrandVSAlternate

Key Features

PayPal Logo

PayPal: Best for freelancers, e-commerce stores, and small to medium businesses needing flexible, global payment options with quick setup.

Trustpilot Logo

4.9 out of 5

Editor Rating 97%
User Rating 98%

Survey Votes: 9395

PayPal Cost:

PayPal’s merchant fees are 2.9% plus a fixed fee (varies by country) for online payments. In-person payments using PayPal Here are charged at 2.7% plus a fixed fee. QR code transactions cost 2.4% for payments under $10, and 1.9% plus a fixed fee for amounts over $10.

For businesses needing more customization, PayPal’s Pro plan costs $30 per month, offering a tailored checkout experience with advanced features for higher-volume needs. There are no annual contracts, allowing businesses flexibility in managing their payment processing costs.

Pros:

PayPal Comparative Insights:

While PayPal is user-friendly and offers easy onboarding, it lacks the customization and flexibility that Stripe provides for developers. However, PayPal’s brand recognition can be an advantage for small businesses seeking customer trust quickly.

#2. Square

When it comes to versatile payment solutions, Square stands out as a leading choice. Designed with small businesses in mind, Square offers seamless options for both online and in-person payments, making it ideal for retailers, restaurants, and service-based businesses.

Square’s all-in-one POS system allows businesses to accept payments, manage inventory, and even set up loyalty programs. With a simple pricing structure, user-friendly interface, and a free mobile app, Square provides a flexible solution that’s easy to implement and highly adaptable.

Key Features

Square logo

Square: Best for small businesses and retailers needing an all-in-one POS system for seamless online and in-store payments.

Trustpilot Logo

4.8 out of 5

Editor Rating 98%
User Rating 97%

Survey Votes: 5235

Square Cost:

Square charges a flat fee of 2.6% + 10¢ per transaction for in-person payments and 2.9% + 30¢ for online payments. There are no monthly fees for the basic plan, but advanced POS features are available in paid plans starting at $60 per month. Custom rates are available for high-volume businesses.

Pros:

Square Comparative Insights:

Square shines in environments where in-person and online payments blend, unlike Stripe, which is primarily focused on online transactions. Square’s POS capabilities give it an edge for small businesses with physical locations.

#3. Adyen

Known for its global reach, Adyen offers a powerful payment platform for large enterprises and international businesses. With advanced support for multiple currencies and payment methods, Adyen is a great choice for companies with a global customer base.

Adyen provides a seamless experience across channels, from online to in-store payments. With a strong focus on security and robust fraud protection, Adyen makes international payment processing straightforward while ensuring the highest level of protection.

Adyen Dashboard - Payment Processor - BrandVSAlternate

Key Features

Adyen Logo

Adyen: Best for large, global businesses requiring advanced fraud protection and omnichannel payment support across multiple currencies.

Trustpilot Logo

4.8 out of 5

Editor Rating 95%
User Rating 94%

Survey Votes: 4213

Adyen Cost:

Adyen offers a custom pricing model, with interchange-plus fees based on the country, currency, and payment method. There is a 10¢ processing fee per transaction, and an additional 12¢ for credit cards. Monthly minimums may apply depending on volume, making Adyen ideal for larger businesses.

Pros:

Adyen Comparative Insights:

While Stripe offers robust global support, Adyen’s advanced risk management tools make it ideal for larger businesses or enterprises prioritizing security and a global customer base.

#4. Braintree

Braintree, a PayPal-owned payment processor, specializes in flexible solutions for e-commerce and subscription businesses. With support for online, mobile, and even cryptocurrency payments, Braintree is ideal for growing digital businesses and SaaS platforms.

Offering features like seamless PayPal integration and built-in recurring billing support, Braintree simplifies the payment process for both businesses and customers. With transparent pricing and a customizable API, Braintree helps businesses create smooth payment experiences tailored to their needs.

Braintree Dashboard - Payment Processor - BrandVSAlternate

Key Features

Braintree: Best for digital businesses and SaaS platforms needing robust online and mobile payment options with PayPal integration.

Trustpilot Logo

4.7 out of 5

Editor Rating 92%
User Rating 95%

Survey Votes: 4009

Braintree Cost:

Braintree’s standard fees are 2.9% + 30¢ per transaction for credit cards and digital wallets. ACH payments cost 0.75% per transaction, with a $5 cap. Braintree offers volume discounts and custom pricing for businesses with high transaction volumes, making it suitable for scaling businesses.

Pros:

Braintree Comparative Insights:

Braintree provides the reliability of PayPal with advanced features for recurring billing, making it a compelling option for businesses needing subscription management, but it lacks Stripe’s API flexibility.

#5. Authorize.Net

As one of the longest-standing payment gateways, Authorize.Net is trusted by businesses for its reliability and flexibility. Known for supporting both e-commerce and phone orders, it’s a popular choice among small to mid-sized businesses needing robust payment solutions.

With Authorize.Net, businesses can create secure, hosted checkout pages and accept a variety of payment types. Known for strong customer support and flexible integration options, it’s especially valuable for businesses seeking a trusted and versatile payment processor.

Authorize.Net Dashboard - Payment Processor - BrandVSAlternate

Key Features

Authorize.net logo

Authorize.Net: Best for small to medium-sized businesses needing reliable e-commerce, phone order, and recurring billing payment solutions.

Trustpilot Logo

4.7 out of 5

Editor Rating 92%
User Rating 93%

Survey Votes: 3804

Authorize.Net Cost:

Authorize.Net’s pricing starts at $25 per month with a 2.9% + 30¢ fee for transactions. There’s also an option to use Authorize.Net as a gateway only, which costs $25 monthly plus a 10¢ per transaction fee. ACH transactions are available for an additional fee, ideal for recurring payments.

Pros:

Authorize.Net Comparative Insights:

Authorize.Net has a broader feature set for phone orders and older e-commerce setups but may feel outdated compared to Stripe’s developer-first platform. Its strong customer service is a plus for those needing more support.

#6. 2Checkout (now Verifone)

2Checkout offers a global, customizable payment solution for online businesses. Supporting over 200 countries and multiple currencies, it’s designed for international e-commerce, making it ideal for businesses looking to expand globally.

With 2Checkout, businesses can manage payments, subscriptions, and even taxes for international customers. Known for its transparent pricing and flexible setup options, 2Checkout is a solid choice for online stores and digital services aiming to simplify cross-border transactions.

2checkout Dashboard - Payment Processor - BrandVSAlternate

Key Features

2CheckOut Logo

2Checkout: Best for international e-commerce businesses seeking flexible subscription billing, multi-language, and multi-currency support.

Trustpilot Logo

4.8 out of 5

Editor Rating 96%
User Rating 95%

Survey Votes: 4653

2Checkout Cost:

2Checkout’s standard transaction fees start at 3.5% + 35¢ per transaction for international sales. Higher-tier plans like the “2Sell” and “2Monetize” options have more advanced features and are priced on a custom basis. Monthly fees are optional, depending on feature requirements.

Pros:

2Checkout Comparative Insights:

2Checkout is a solid choice for international e-commerce, offering flexibility and easy integration, though it lacks the developer options and depth of Stripe.

#7. Skrill

Skrill is a digital wallet that provides affordable and fast international transfers. Known for its simplicity, Skrill is favored by freelancers, small businesses, and online sellers who need a straightforward way to receive payments.

With Skrill, businesses can accept various payment types and even process cryptocurrency transactions. Its easy setup, low fees, and mobile app make it a user-friendly option for anyone looking to handle payments efficiently and securely, both locally and internationally.

Skrill Dashboard - Payment Processor - BrandVSAlternate

Key Features

Skrill logo

Skrill: Best for freelancers and small businesses needing affordable international payments, digital wallet support, and cryptocurrency options.

Trustpilot Logo

4.8 out of 5

Editor Rating 96%
User Rating 97%

Survey Votes: 3654

Skrill Cost:

Skrill charges 2.9% for domestic payments and varies for international transfers, often costing 1.99% for currency conversion. There is a $5.50 fee for withdrawals to a bank account and a $10 inactivity fee after 12 months without use. Skrill offers competitive rates for global transfers.

Pros:

Skrill Comparative Insights:

Skrill offers quick transfers and is more cost-effective than Stripe for international transactions, but its limited platform integration makes it less ideal for complex setups.

#8. Payoneer

Payoneer is a trusted choice for international payments, especially among freelancers and remote teams. Known for low fees and multicurrency accounts, it provides an affordable solution for businesses with global clients and contractors.

With Payoneer, users can receive payments from around the world and withdraw funds to their local bank accounts. Its integration with freelance platforms and straightforward fee structure make Payoneer a convenient option for individuals and small businesses alike.

Payoneer Dashboard - Payment Processor - BrandVSAlternate

Key Features

payoneer logo

Payoneer: Best for freelancers and businesses with global clients, offering low-cost international transfers and multi-currency accounts.

Trustpilot Logo

4.8 out of 5

Editor Rating 97%
User Rating 98%

Survey Votes: 2653

Payoneer Cost:

Payoneer charges 3% on credit card payments, while receiving funds from other Payoneer accounts is free. There is a $1.50 fee for ACH bank transfers, and a $29.95 annual fee for the Payoneer debit card. Payoneer’s low transfer fees make it ideal for international freelancers and businesses.

Pros:

Payoneer Comparative Insights:

Payoneer’s focus on international payments and freelance markets makes it a valuable alternative to Stripe, especially for individuals needing a straightforward payment method.

#9. Worldpay

Worldpay is a comprehensive payment processor that supports both online and in-store payments. With global reach and support for multiple payment methods, it’s a reliable choice for established businesses needing versatile payment options.

Worldpay’s powerful reporting tools and secure payment system make it popular among large enterprises and retailers. With features like recurring billing and fraud protection, Worldpay ensures that businesses can handle payments smoothly across multiple channels.

Worldpay Dashboard - Payment Processor - BrandVSAlternate

Key Features

Worldpay logo

Worldpay: Best for established businesses needing both online and in-person payments, plus recurring billing and extensive reporting tools.

Trustpilot Logo

4.8 out of 5

Editor Rating 95%
User Rating 97%

Survey Votes: 2957

Worldpay Cost:

Worldpay offers both flat-rate and interchange-plus pricing plans. Rates start at 2.7% + 10¢ per swipe for in-person transactions, with custom pricing available for large businesses. Monthly fees start around $10, but higher fees may apply based on the selected package and customizations.

Pros:

Worldpay Comparative Insights:

While Stripe is more developer-focused, Worldpay offers tailored solutions and better support for physical retail businesses.

#10. Wise (formerly TransferWise)

Wise is a top choice for international payments, offering low-cost transfers with transparent fees. Ideal for freelancers, small businesses, and global teams, Wise provides multicurrency accounts for easy management of international transactions.

With Wise, businesses can send, receive, and hold multiple currencies at the real exchange rate. Its user-friendly platform and affordable fees make it an excellent option for those prioritizing cost-effective global payments without hidden fees.

Wise Dashboard - Payment Processor - BrandVSAlternate

Key Features

Wise logo

Wise: Best for freelancers, remote teams, and small businesses needing low-cost, transparent international transfers and multi-currency accounts.

Trustpilot Logo

4.9 out of 5

Editor Rating 98%
User Rating 97%

Survey Votes: 5790

Wise Cost:

Wise charges a small, transparent fee on international transfers, typically 0.4% to 1.5%, depending on the currency. Holding and converting funds in multiple currencies is available with Wise’s multi-currency account, and there are no monthly fees, making it a low-cost choice for global transactions.

Pros:

Wise Comparative Insights:

While Stripe is comprehensive for online businesses needing invoicing, recurring billing, and integration with e-commerce platforms, Wise excels in providing straightforward, cost-effective international transfers. For businesses focused on sending or receiving cross-border payments, Wise offers a competitive edge in both speed and pricing compared to Stripe.

#11. BlueSnap

BlueSnap is an all-in-one payment solution known for its strong support of international transactions and recurring billing. With integrations across e-commerce platforms, it’s a go-to option for SaaS companies and global businesses.

BlueSnap provides a seamless experience for customers with support for over 100 payment types. With flexible pricing and subscription management tools, BlueSnap helps businesses manage payments efficiently, whether locally or internationally.

BlueSnap Dashboard - Payment Processor - BrandVSAlternate

Key Features

BlueSnap logo

BlueSnap: Best for SaaS and subscription businesses needing comprehensive global payment support and easy integration with e-commerce platforms.

Trustpilot Logo

4.5 out of 5

Editor Rating 90%
User Rating 89%

Survey Votes: 1654

BlueSnap Cost:

BlueSnap’s pricing is 2.9% + 30¢ per transaction, with fees adjusted for cross-border payments. Additional fees may apply for features like chargeback management. BlueSnap offers custom pricing for high-volume businesses, making it a scalable option for international e-commerce.

Pros:

BlueSnap Comparative Insights:

BlueSnap offers broader international payment options than Stripe but may not be as transparent in fees. It’s a strong choice for subscription services.

#12. WePay

WePay is known for secure and reliable payment processing, particularly in the U.S. It integrates easily with Chase accounts, making it ideal for U.S.-based businesses that value stability and seamless banking integration.

WePay offers quick, secure online payments, with dedicated support for businesses using Chase. Known for strong security features and easy setup, WePay is a smart choice for businesses looking for straightforward, dependable payment processing.

WePay Dashboard - Payment Processor - BrandVSAlternate

Key Features

wepay logo

WePay: Best for U.S.-based businesses using Chase or needing secure, integrated payment processing with strong fraud protection.

Trustpilot Logo

4.6 out of 5

Editor Rating 92%
User Rating 91%

Survey Votes: 1290

WePay Cost:

WePay’s pricing is typically 2.9% + 30¢ per transaction for credit cards. Custom pricing is available for larger businesses, especially those integrating with Chase banking products. There are no setup fees, and account fees are generally not required, making WePay suitable for small to medium businesses.

Pros:

WePay Comparative Insights:

WePay’s integration with Chase is an advantage for U.S. businesses but lacks the global reach of Stripe. It’s well-suited for businesses needing secure U.S.-based processing.

Final Verdict: Stripe Alternatives

Each of the 12 Stripe competitors we’ve explored brings unique benefits—whether it’s low-cost international payments, robust POS systems, or tailored support for specific industries.

To find the best fit, evaluate your business needs. PayPal is a strong all-rounder, ideal for global reach, while Square shines for small retailers with its in-store POS capabilities. For international transactions, Wise and Payoneer offer low-cost transfers, and Adyen is perfect for large, global businesses needing multi-currency support.

Braintree and BlueSnap excel in recurring billing for subscription-based businesses, while Authorize.Net and Worldpay offer versatile support for e-commerce and phone orders. Each option provides valuable companies like stripe, tailored to fit diverse business requirements.

Final Verdict - Stripe Alternatives - stripe competitors - stripe alertnative - alternatives to stripe - companies like stripe | brandvsalternate.com

Evaluate each option based on your unique requirements—budget, features, scalability—and choose the best fit to optimize your payment processing. The right choice will streamline your transactions, boost efficiency, and support your business’s growth.

Take action now by exploring these Stripe Alternative to find the one that best aligns with your business goals and payment needs.

Related reading:

Why Trust Our Recommendations?

At BrandVSalternate, we offer independent and comprehensive evaluations across a range of business tools, marketing platforms, SaaS solutions, website builders, hosting, account tools and more. Our expert team, combined with real user feedback, assesses crucial factors like performance, usability, scalability, and customer support. 

Through thorough real-world testing, we provide trusted recommendations to help you find the ideal tools and services tailored to your business goals, ensuring informed and confident decision-making for your success.

Our Expert Team | brandVSalternate

Conclusion

Stripe remains a robust choice for online payments, but these 12 alternatives to stripe provide specialized options for businesses with unique needs. Whether you’re an e-commerce store, freelancer, or an international corporation, exploring these options ensures you find the best fit for your payment processing.

Make an informed decision that supports your business growth and financial management goals.

Frequently Asked Questions

What factors should I consider when choosing a Stripe alternative?

Consider transaction fees, supported payment types, ease of integration, customer support, and features like multi-currency support, fraud protection, and POS capabilities.

Are there Stripe alternatives that support international transactions at lower costs?

Yes, alternatives like Wise and Payoneer offer low-cost international payments, ideal for freelancers and businesses working globally.

Which payment processor is best for subscription-based businesses?

Braintree, BlueSnap, and 2Checkout provide strong support for recurring billing and subscription management, ideal for SaaS and subscription businesses.

Can I use multiple payment processors for my business?

Absolutely. Many businesses combine processors like PayPal, Stripe, and Square to offer multiple options for customers and manage fees effectively.

Which payment processor is most suitable for in-person transactions?

Square and PayPal Here are popular for in-person payments, as they offer POS systems and mobile apps that support seamless on-site transactions.

Are there alternatives with better customer support than Stripe?

Authorize.Net and Worldpay are known for strong customer support, offering assistance that might better suit businesses needing real-time help.

 

Do any Stripe alternatives offer low fees for small transactions?

PayPal and Square offer flexible fee structures, with Square offering low fees for in-person sales, making them ideal for small transactions.

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